Officers & Directors

Officers & Directors

Senior Management

Lynn Butch Fuller
Executive Operating Chairman
Lynn is the Chairman of the Board, Executive Operating Chairman of Heartland as well as Director and Vice Chairman of the Board of Dubuque Bank and Trust. He joined Dubuque Bank and Trust in 1971, and remained with the bank until 1976, when he entered an officer-training program at First National Bank of St. Paul. He has held various executive positions within Heartland and its subsidiaries since his return in 1978. Lynn graduated from the University of Dubuque and obtained his Masters of Business Administration from the University of Iowa.

Deeply invested in the local community, after more than four decades of volunteer service and philanthropic giving, Lynn continues to serve on non-profit boards and support community non-profits.
Bruce K. Lee
President and CEO
Bruce joined Heartland in 2015, and brings more than 30 years of experience in the banking industry. Prior to joining Heartland, Bruce spent 12 years at Fifth Third, where he held numerous leadership positions with progressive responsibilities. As President and CEO of Heartland, Bruce oversees the 11 Heartland Banks and the holding company which provides support to 125 banking centers, serving 93 communities.

Bruce earned his Bachelor of Arts degree in business administration and management from Siena Heights University. A native of the Midwest, Bruce complements his extensive banking experience with a dedication to community service. He has served as Trustee of the Cincinnati Orchestra, and held board positions for the Medical College of Ohio Foundation, Siena Heights University and the University of Findlay.
Bryan R. McKeag
Executive Vice President, Chief Financial Officer
Prior to joining Heartland in September of 2013, Bryan served as Executive Vice President, Corporate Controller and Principal Accounting Officer with Associated Banc-Corp in Green Bay, Wisconsin. Bryan also spent nine years as an audit professional at KPMG LLP, including a position as Senior Audit Manager. He currently serves on the University of Dubuque Board of Trustees and is also a member of the Board of Directors for Luther Manor Communities.

A Certified Public Accountant (inactive), Bryan is a graduate of the University of Wisconsin-La Crosse with a Bachelor of Science degree in accounting. He is a member of the American Institute of Certified Public Accountants.
Brian J. Fox
Executive Vice President, Operations
Brian Fox joined Heartland as Executive Vice President of Operations in September of 2010, and has been involved with the banking industry for 35 years, holding a wide range of leadership positions.

Brian has a Bachelor of Arts degree with high honors in political science from Albion College. He has completed graduate classes at the University of Wisconsin-Madison and Michigan State University. He also has attended several banking schools including the Stonier Graduate School of Banking. Brian resides in Dubuque and currently serves on the boards of the Dubuque Symphony Orchestra and Hillcrest Family Services.
Daniel C. Stevens
Executive Vice President, Operations
Dan Stevens joined Heartland as EVP Operations in December 2019. He has a wealth of industry-specific knowledge having worked in financial services for over 35 years. As a senior operations and finance executive in his past roles, Dan has broad experience in operations, treasury, risk management and SEC related matters. He has also worked extensively with mergers and acquisitions, systems, strategic planning, financial and regulatory accounting, and tax, as well as administrative, operations/technology, marketing, product and human resources.

Dan earned a Bachelor of Arts degree in Communication Arts from Loyola University and a Master of Science degree in Accountancy from DePaul University School of Accounting.
J. Daniel Patten
Executive Vice President, Finance/Corporate Strategy
Dan joined Heartland in 2016 as the Executive Vice President, Finance/Corporate Strategy. Prior, Dan was with CIC Bancshares, Inc., former parent of Centennial Bank and Trust in Denver, Colorado, which was acquired by Heartland in February 2016. While at CIC Bancshares and Centennial Bank and Trust, Dan was Executive Vice President and Chief Financial Offer.

Dan holds a Master’s of Business Administration with an emphasis in finance and entrepreneurship and a bachelor's degree in engineering from the University of Colorado at Boulder.
Janet M. Quick
Executive Vice President, Deputy Chief Financial Officer and Principal Accounting Officer
Janet joined Heartland Financial USA, Inc. in 1994 as Internal Auditor, bringing with her four years of banking experience accompanied by three years of public accounting experience. Janet is currently Executive Vice President, Deputy Chief Financial Officer and Chief Accounting Officer at Heartland Financial USA, Inc., an appointment she received in 2008.

Janet is a graduate of Iowa State University with a Bachelor’s of Administration in Accounting. She earned her Certified Public Accountant (CPA) certification in 1987, and completed the Graduate School of Banking program in Madison, Wisconsin, in 1997. Janet is a 1st Vice Chair on the Every Child Every Promise Board of Directors.
Laura J. Hughes
Executive Vice President, Chief Marketing Officer

Laura joined Heartland in 2017 with more than 20 years of experience in strategic marketing, branding, public relations and digital communications in the financial services industry. As Executive Vice President, Chief Marketing Officer, Laura is responsible for driving Heartland's corporate marketing strategy and is also responsible for retail, small business and consumer banking goals and strategies across Heartland's subsidiary banks.

Laura holds a bachelor's degree in journalism from Northern Illinois University and a Master of Business Administration degree from Northwestern University, Kellogg Graduate School of Management.

Michael J. Coyle
Executive Vice President, Senior General Counsel Corporate Secretary
Mike joined Heartland in March of 2009. He brings 48 years of experience in corporate and contract law. Mike is responsible for the ongoing implementation of Heartland’s Legal Management Policy, overseeing and managing legal processes for Heartland and its subsidiary banks, as well as working with the banks' outside legal counsel as needed. Additionally, he reviews and evaluates all legal matters involving Heartland and its subsidiaries, working closely with bank leadership in resolving legal matters in the most expedient and cost-effective manner.

Mike graduated from the University of Iowa, College of Business (1967); College of Law in 1970. Mike resides in Dubuque and serves on the Board of Directors for the Northeast Iowa Council of Boy Scouts, a member of the Optimist Club of Dubuque and Catholic Charities Foundation.
Deborah K. Deters
Executive Vice President, Chief Human Resources Officer
Deb Deters joined Heartland as Senior Vice President, Chief Human Resources Officer in December 2017. She oversees Heartland’s Human Resource function and helps build and retain talented teams to serve our customers. Deb joined Heartland after nearly eight years at HUB International, LTD, where she served as their first Senior Vice President and Chief Human Resources Officer. Deb attended Indiana University where she obtained her bachelor’s degree in Business Management and Human Resources.

Deb is a member of Human Resources Professional Association (HRPA), Society for Human Resource Management and is a certified Global Professional in Human Resources (GPHR). She relocated from Chicagoland to Dubuque. Deb has two children, Brittney and Joe. Deb enjoys traveling and nearly all outdoor activities, specifically hiking, skiing and is attempting to learn golf.
Kevin C. Karrels
Executive Vice President, Head of Consumer Banking
Kevin Karrels joined Heartland as Executive Vice President, Head of Consumer Banking, in March 2019. He is responsible for managing all facets of Heartland's consumer banking needs, ensuring exceptions customer satisfaction both in-branch and online.

Kevin has extensive knowledge of consumer banking and sales management, and has been involved in all aspects of banking, from regulatory compliance to strategic initiatives. Kevin has spent his career transforming the consumer landscape with convenient technology including mobile and online banking solutions with First Tennessee Bank, most recently as the Senior Vice President - Digital Channel Executive of Consumer Banking.

Kevin earned a Bachelor's degree in Marketing from Auburn University.
David A. Prince
Executive Vice President, Head of Commercial Banking
David Prince joined Heartland as Executive Vice President, Head of Commercial Banking in November 2018. He is responsible for managing all of Heartland’s commercial sales development activities, including training and mentoring commercial bankers, business development officers and cash management sales personnel.

David has an impressive background and array of experiences across national and regional financial services companies. He has served in leadership roles at National City, GE Capital and most recently, Associated Bank. David holds his Master of Business Administration in Banking and Finance from Case Western Reserve University, Weatherhead School of Management, in Cleveland, Ohio, and he earned his Bachelor’s degree in Economics from Allegheny College in Pennsylvania.
Tamina L. O’Neill
Executive Vice President, Chief Risk Officer
Tamina comes to Heartland with extensive experience. Her financial services and compliance career started over 25 years ago in a leadership development program at LaSalle Bank. Over the course of her career, she has been involved with and/or led teams in government lending, commercial banking compliance, corporate compliance, operational risk and enterprise risk. She most recently served as the SVP Director of Enterprise Risk Management/Operational Risk for MB Financial Bank, NA in Rosemont, Illinois.

Tamina’s comprehensive experience is complemented by an impressive educational background. She holds an undergraduate degree from Dominican University, graduating Magna Cum Laude, and she earned her MBA from the Booth School of Business – University of Chicago, concentrating in Finance/Strategy. Tamina has completed several courses from the LaSalle Bank Commercial Lending Credit Training Program and from the American Institute of Banking.
Dennis Mochal
Executive Vice President, Chief Information Officer
Dennis joined Heartland in May 2019. He is responsible for managing all facets of Heartland's information technology needs, heading up the security of essential information internally and externally. Dennis has spent his career navigating the technological space of the banking industry by directing technological initiatives and creating protective information solutions at UMB Bank, J.P. Morgan Retirement Plan Service, and most recently with Wells Fargo Asset Management as the Chief Technology Officer.

Dennis earned a Bachelor's degree in Management Information Systems from Iowa State University and a Master's degree in Information Systems from Rockhurst University.
Steven E. Ward
Executive Vice President, Regional President
Steve Ward, Regional President and EVP has leadership responsibility for the Illinois, Kansas, Minnesota and Missouri markets within Heartland Financial USA, Inc. Steve is a seasoned executive with 25 years commercial banking experience. He has held several leadership positions across Heartland including President and CEO of Morrill & Janes Bank and Trust, President of Centennial Bank and Trust and President and CEO of Illinois Bank & Trust. He has a proven track record of integrating banks through mergers and acquisitions.

Steve earned an MBA with concentrations in finance and marketing from DePaul University and a bachelor’s degree in finance from Illinois State University. Steve resides in Illinois where he has served as a member of the Rockford Area Economic Development Council Board of Directors, the Rockford Local Development Corp. Board of Directors and the Illinois Bankers Association Board of Directors.
Kevin G. Quinn
Executive Vice President, Regional President
Kevin, Regional President and EVP has leadership responsibility for the Colorado, Montana and California markets within Heartland Financial USA, Inc. Kevin joined Citywide Banks as President and CEO in 2009 and has over 35 years of experience in the banking and finance industry. He joined Citywide Banks from Arizona Business Bank (CoBiz Financial) where he served as President and Chief Operating Officer. He was responsible for the initial transition by CoBiz Financial to the Arizona market. Kevin graduated from the University of Northern Colorado (Greeley) with a degree in business administration/general business. He also earned his graduate degree in banking from the University of Delaware (Newark) and attended Stonier graduate school of banking at the University of Delaware.

Kevin is an active member in the community throughout the Denver Metro area, serving in several leadership positions for local organizations, including: Denver Health Authority Board, Downtown Denver Partnership, Boy Scouts’ of America: Denver Area Council, Aurora Economic Development Council, Colorado Concern, University of Colorado Denver Business School and Colorado Association of Commerce and Industry. Kevin is married and currently resides in Denver, Colorado. He enjoys spending most of his free time with his six children, fly fishing, hiking and golfing.
R. Greg Leyendecker
Executive Vice President, Regional President
Greg, Regional President and EVP has leadership responsibility for the Texas, Arizona and New Mexico markets within Heartland Financial USA, Inc. Greg joined New Mexico Bank & Trust as President and CEO in 1997, and has over 40 years of experience in banking. Prior to joining New Mexico Bank & Trust, Greg served as President of Norwest Bank/Belen from 1994-1997. He was also a Senior Vice President and Commercial Real Estate Lender at Norwest Bank in New Mexico from 1980-1994. Greg holds his Bachelor’s of Science in Business Administration degree in finance and banking from the University of Arkansas.

Greg is actively involved in the community and serves in leadership roles for several organizations. He is currently a board member for the following organizations: Greater Albuquerque Chamber of Commerce, Presbyterian Ear Institute, Western States Bank Directors Foundation, New Mexico Hospital Equipment Loan Council and 100 Club. He’s a member of Albuquerque Rotary and Economic Forum. In addition to his current leadership roles in the community, Greg has previously served as a board member and Chairman for numerous organizations. Greg currently resides in Albuquerque, New Mexico.
Lynn H. "Tut" Fuller, M.D.
President and CEO, Dubuque Bank and Trust
Tut Fuller, President and CEO, oversees all banking operations for Dubuque Bank and Trust. He also has a Heartland Financial leadership role where he oversees consumer banking and marketing. Prior to his current role, Tut was Market President for DB&T and was the Corporate Director of Retail Banking, overseeing approximately 100 banking centers and $2.6 Billion in deposits across 10 brands.

Tut is a graduate of the University of St. Thomas, where he earned a bachelor’s degree in Biology with minors in Chemistry and Business (summa cum laude) and was an Academic All-American in tennis. He earned a Medical Doctor degree from the University of Michigan Medical School, and a Master of Business Administration with high distinction from the University of Michigan’s Stephen M. Ross School of Business. He currently serves on the Mercy Medical Center Board of Trustees and as a Director for the Greater Dubuque Development Corporation, the Boys & Girls Club, and SHAZAM. He is married with two daughters. He enjoys spending time outdoors with his family, hunting, and on their family farm.
Jay Kim
Executive Vice President, General Counsel

Jay has worked with banking and financial services clients for over 30 years, spending half of his career as general counsel and in senior management roles and the other half as an attorney in private practice. As a partner with Dorsey & Whitney in their Banking and Financial Services Industry group, Jay focused on advising banks, trust companies, wealth management firms, commercial and residential mortgage brokers and retirement plan administrators on mergers and acquisitions and regulatory and operational matters.

Jay earned his Bachelor of Science degree from Iowa State University and his Juris Doctor (J.D.) degree from the University of Minnesota Law School. He is actively involved in his community, having served on several boards, including the University of Minnesota Law School Board of Advisors and several YMCA branch and program boards. He currently serves on the Board of Trustees for the Nature Conservancy for Minnesota, North Dakota and South Dakota, The Food Group, a Minnesota based food security organization, and is an active volunteer with the Wounded Warriors in Action Foundation.

Board of Directors

Lynn Butch Fuller
Executive Operating Chairman
Lynn is the Chairman of the Board, Executive Operating Chairman of Heartland as well as Director and Vice Chairman of the Board of Dubuque Bank and Trust. He joined Dubuque Bank and Trust in 1971, and remained with the bank until 1976, when he entered an officer-training program at First National Bank of St. Paul. He has held various executive positions within Heartland and its subsidiaries since his return in 1978. Lynn graduated from the University of Dubuque and obtained his Masters of Business Administration from the University of Iowa.

Deeply invested in the local community, after more than four decades of volunteer service and philanthropic giving, Lynn continues to serve on non-profit boards and support community non-profits.
Bruce K. Lee
President and CEO
Bruce joined Heartland in 2015, and brings more than 30 years of experience in the banking industry. Prior to joining Heartland, Bruce spent 12 years at Fifth Third, where he held numerous leadership positions with progressive responsibilities. As President and CEO of Heartland, Bruce oversees the 11 Heartland Banks and the holding company which provides support to 125 banking centers, serving 93 communities.

Bruce earned his Bachelor of Arts degree in business administration and management from Siena Heights University. A native of the Midwest, Bruce complements his extensive banking experience with a dedication to community service. He has served as Trustee of the Cincinnati Orchestra, and held board positions for the Medical College of Ohio Foundation, Siena Heights University and the University of Findlay.
Robert B. Engel
Director
Robert B. Engel, Chief Executive Officer and Managing Director of BLT Advisory Services, LLC, a boutique advisory firm, holds a bachelor’s degree in accounting and an honorary doctorate from Niagara University. Bob has over 30 years of experience in the financial services industry, including 17 years at CoBank, ACB, Denver CO, where he ultimately served as President and Chief Executive Officer.

Bob is active on several boards and nonprofit organizations, and is a recipient of the Ellis Island Medal of Honor, an award honoring individuals who have made it their mission to share with those less fortunate their wealth of knowledge, indomitable courage, boundless compassion, unique talents and selfless generosity.
Mark C. Falb
Vice Chairman
Mark currently serves as Chairman and Chief Executive Officer of Westmark Enterprises and Kendall/Hunt Publishing, which are primarily involved in real estate ventures and textbook publishing. Mark was employed in an executive role with the Wm. C. Brown Company Publishers for nearly 20 years until a majority of the company was sold in 1992.

A graduate of the University of Iowa and a Certified Public Accountant (inactive), Mark resides in Dubuque, Iowa. He is a philanthropic leader and continues to support important community initiatives.
Thomas L. Flynn
Vice Chairman
Tom is retired (Flynn Ready-Mix Concrete, President). Tom was elected to the Iowa State Senate in 1994, where he served two full terms. Throughout his terms, he served on various committees, including the Senate Appropriations Committee; Administration and Regulation Budget Subcommittee; Commerce, Ways and Means Committee; and the Small Business, Economic Development and Tourism Committee.

Tom obtained a Bachelor of Arts degree in accounting and finance from Loras College and a Master’s of Business Administration from the University of Dubuque. He also previously served for ten years as an adjunct faculty member in the business department at Clarke College in Dubuque, Iowa. Tom resides in Epworth, Iowa.
Jennifer K. Hopkins
Director
Jenny is a managing partner at Crescendo Capital and is currently the CEO of one of Crescendo’s portfolio companies, American Medical – The Oxygen Concentrator Store. Prior to joining Crescendo Capital, Jenny had a twenty-year career with Hewlett Packard and Agilent leading teams in R&D, Marketing and Operations. Her career with Agilent culminated in the role of Vice President of the Global Solutions Business Unit.

She is currently on the board of SpectraLogic Corporation and Sartori Cheese. She is active in several nonprofit organizations including the Colorado Forum, Craig Hospital Foundation and the NDSU Development Foundation. Hopkins holds a bachelor's degree in Industrial Engineering from North Dakota State University, and master’s degree from Stanford University.
R. Michael McCoy
Director
Mike has been the President and Partner of the McCoy Group, Inc., a full-service commercial truck leasing, rental and contract maintenance company, since 1993. Mike also serves on the Board of Directors of Dubuque Bank and Trust Company.
Susan G. Murphy
Director
Susan G. Murphy, Principal at Denver-based Grace Alliance, LLC, began her career at what is now Ernst and Young, and has spanned the public accounting, investment banking, real estate and health care industries throughout the United States.

Susan has extensively served in the community, on civic and non­profit boards and finance/audit committees, including the Denver Hospice and Arrupe Jesuit High School. She is an appointed Trustee of the Colorado Public Employee Retirement System, providing oversight to a Defined Benefit Public Pension managing $48 billion in assets for 584,000 beneficiaries. Susan is a member of the American Institute of Certified Public Accountants and a graduate of the University of Notre Dame. She holds certificates in Pension Plan Policy from the IFEBP, Advanced Investment Management from the Wharton School and Fiduciary Studies from the Rock Center for Corporate Governance at Stanford University. Susan holds a FINRA Series 7 securities registration.
Barry H. Orr
Director
Barry has over 40 years of banking experience including organizing and founding FirstBank Lubbock Bancshares holding company in 1993. He has successfully completed 14 mergers or acquisitions during his tenure as Chairman and CEO of FirstBank Lubbock Bancshares. Prior to that role, Barry served as President, CEO and Director of First American Bank & Mortgage. Barry received his Bachelor of Business Administration in Finance from Texas Tech University, and attended the Stonier Graduate School of Banking at Rutgers University.

Barry is actively involved in the community and has previously served in leadership roles for several organizations. Currently, he is serving as Chairman and board member for the Lubbock Economic Development Alliance, and is on the Board of Advisors for Phi Gamma Delta at Texas Tech University.

Barry has been married to his wife Kathy for 38 years and currently resides in Lubbock, Texas. He has two children and five grandchildren.
John K. Schmidt
Director
John is the Senior Vice President and Chief Financial Officer (CFO) at AY McDonald Manufacturing. John served as CFO at Heartland after holding various executive positions within Heartland and its subsidiaries. John was employed by the Office of the Comptroller of the Currency and Peat Marwick Mitchell, currently known as KPMG LLP, in Des Moines, Iowa. John is a graduate of the University of Northern Iowa and an inactive holder of the Certified Public Accountant certification. John resides in Dubuque, Iowa.
Martin J. Schmitz
Director
Marty was elected to the Heartland Board of Directors in May 2018. He served as Chairman of Citywide Banks, which was acquired by Heartland Financial USA, Inc. in 2017, and simultaneously merged with Centennial Bank and Trust. Marty represented the second generation of family leadership for the bank's holding company, its 12 branch locations and subsidiary businesses. As Chairman, he oversaw business development and the bank's commercial banking operations. He was with the organization for 21 years and transitioned the bank from a $275 million organization to a $1.4 billion organization at the time of sale.

Marty holds bachelor's degrees in accounting, economics and business administration. He currently serves as a trustee on the Regis University Board and is a board member of the Boys and Girls Clubs of Metro Denver.
Duane E. White
Director
Duane is a partner at Aveus, a management consulting firm in St. Paul, Minnesota. Prior to joining Aveus, Duane was an independent consultant for six years and has over nine years of banking experience with U.S. Bancorp. He began his career working for the Office of the Comptroller of the Currency as an examiner and was also involved with the regulatory supervision of problem banks in his role as the Assistant to the Regional Director of Special Projects.

Duane resides in Minneapolis, Minnesota.